Tag: real estate
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10 simple ways to start investing money at a young age
By David Smith Money is the indispensable driving force of our world. It’s of intrinsic importance to learn how to properly invest money in order to secure your future. There is no ideal age to start on your first investments, but the younger you are, the better chances you have of building a wealthy and…
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How to Become Financially Independent
“To become financially independent you must turn part of your income into capital; turn capital into enterprise; turn enterprise into profit; turn profit into investment; and turn investment into financial independence” -Jim Rohn Notice that the entire concept of Financial Independence is broken into six different categories that I have listed below.
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Live Above Your Dreams
One of the basic human needs is growth and contribution. If you are not growing as a person, something starts to die on the inside of you. I was thinking back to some of the goals I set for myself when I just started my journey to financial freedom back in 2003. I noticed that…
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About Assets and Liabilities 2
These definitions are within the context of cash flow. A good investor invests for both income and capital gain. When you are getting income from the asset, you will not be under pressure to sell, and if you decide to sell, you can hold back if the market is down, as you do not really…
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You Can Be Rich And Broke: Cash Flow is King
Most people look for capital gain when it comes to investing. Net worth is based on estimated value rather than actual cash flow, hence you can have a millionaire who is stone-broke – asset rich but cash poor. They are worth millions but are broke at the same time, contending with past-due bills. A minor…
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Home Ownership: Procedure For Registration in the National Housing Fund (NHF)
Homeownership procedure through the National Housing Fund (NHF): The Federal Mortgage Bank of Nigeria (FMBN) is the manager of the National Housing Fund (NHF) All Nigerians in employment whether self-employed or in paid employment are required by Act 3, 1992 to contribute 2.5% of their salary income to the fund. It can get a tad…
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Turning Cash to Trash – 1
Turning cash to trash is a skill we are born with. At the root is the desire for instant gratification. We browse the shelves in a shopping mall, admiring the gleaming array of merchandise, see the one we really like (budget or no budget, list or no list), and then BOOM! – it lands in…
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Requirements To Get A Home Mortgage Loan in Nigeria
If you want to buy a home for yourself in Nigeria, you can take advantage of a mortgage loan. You can get this loan from different lenders, with different loan terms and conditions. Prior to going to a lender, you can find out how much mortgage you can afford, by using an online home mortgage…