Tag: new year resolutions
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Having A Budget that Works
A budget that works and New Year Resolutions seem to have a lot in common – most attempts seem to end up in a puff of smoke shortly after takeoff. Many have come to conclude that budgets, like New Year Resolutions do not work, or are not meant to work. Even governments with highly skilled…
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The Problem with New Year Resolutions
Getting our finances in shape is the usual suspect when it comes to New Year Resolutions alongside doing something about our weight and maybe relationships, depending on how things pan out in that department. New Year Resolutions have become the butt of jokes due to their notorious failure rate. Very few achieve the goals elegantly…
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Creating a Wealth Mentality (2)
The best way to create a new mindset or mentality is to change the diet we are feeding our minds. Our minds cannot go in idle mode for long. There is something always going on. It is said that we think more than 60,000 thoughts a day (some say 90,000). Whatever the correct number, there…
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Winning the New Year Resolution War
Have you ever set goals and failed to achieve them, especially the variety that we make after Christmas? You are in good company. Making several attempts at a goal and falling short can be demoralizing. After a while, you start to feel it is mission impossible. You learn to live with the present until you…
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Holiday Shopping: The Effect of Emotions on Spending
Spending, like most of our actions as humans have strong emotional undertones. We hardly need any motivation to spend. We are already motivated and good to go – shopping makes us happy (and saving makes us sad – delayed gratification). There are always loud whoops of joy anytime I announce to my kids that we…
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Cut your goals according to your willingness to pay the price
Goals are easier set than achieved. When it comes to setting goals, most people think it is about making wishing, hoping it will come true. So we make a wish list, label it goals and go after it halfheartedly notwithstanding our lack of commitment to pay the full price. When push comes to shove, we…