You can change your financial circumstances

We find it hard to believe that we created our financial circumstances. Consequently, we blame others for our financial circumstances. We blame our employers for not paying enough, society for not creating enough opportunities, our families and friends for making too many demands, and the list goes on and on. We make it look like we do not have a choice in the matter.

You may have a low income, but there is something you can do to grow that income. You are better off than someone who has no job. The issue is not low income. People who earn ten times what you earn are also looking for more.

What are you focusing on?

When you focus on spending, your income may never be enough. Your expenditure goes up as your income goes up. It is a vicious cycle. When you focus on how to become more resourceful with what you already have, you start to come up with new ideas. New ideas will not jump on you. You have to look for them. It depends on what you are focusing on.

If you focus on lack, you will see it every way you go. Your income will never be enough. Anytime you catch yourself murmuring and complaining, you are focusing on the wrong thing. There are things you cannot control. Worrying about them is a waste of time and energy. You are better off focusing on what you have control over.

You can change your financial circumstances

The financial circumstances you find yourself today was created by you. It came about as a result of what you did or failed to do. You can change it by changing how you think. You need to think differently. These persistent thoughts eventually drive your actions. Those actions eventually create the results you desire.

Stop focusing on what you don’t have. Start focusing on what you already have. Think of how to make maximum use of what you already have. Apart from your salary or business income, there are things you own that can generate regular income if you put on your thinking hat to think through. It is all in the mind. That is why the quality of your thinking is very important.

Are you reading books to equip yourself and improve your thinking or consuming fake news on social media?
Are you smarter now than you were in January?
What do you want to do about your current financial circumstances?
What are you going to do differently?

It will not happen overnight. It took a while for you to get here. It will also take a while to turn things around.

You can change your financial circumstances. It is really up to you.

Photo: financialsocialwork.com