Category: Financial Independence

  • How to find the best real estate agent in today’s market

    How to find the best real estate agent in today’s market

    By Katie Johnson Selling your home can be a very daunting task as it is not something most people are familiarwith nor know much about. The best route to take for most is to find a realtor who is able to helpyou through the process and make your life much easier. While it will cost…

  • Your expenses can foretell your financial future

    Your expenses can foretell your financial future

    We are all fascinated by the future. Many have gone to great lengths to consult prophets, seers, marabous, oracles, etc to foretell their future. There are things that are difficult to predict, based on the fact that we have no control over what others will do tomorrow.

  • You can make your own rules

    You can make your own rules

    Laws and principles, especially the divine variety cannot be broken. If you attempt to break them, you get broken in the process. Outside these are rules made by men: how we do things, how it has always been done; how our parents and grandparents did it, what is expected of us etc. Outside of laws…

  • Car safety features to look out for when buying a used car

    Car safety features to look out for when buying a used car

    By Roderick Tolentino Buying a car is the biggest single expenditure most people will incur after buying or building a house.

  • Making money from your phone 2

    Making money from your phone 2

    In the concluding part of this article, I will delve a bit more into the mindset and drive required to succeed in acquiring new skills and answer some of the questions I received from readers from part 1 of the article.

  • The 90/10 rule of money and you.

    The 90/10 rule of money and you.

    The 90/10 rule of money was made popular by Robert Kiyosaki through their book “Rich Dad’s Guide to Investing: What the rich invest in, that the Poor and the Middle Class, do not!” The 90/10 rule of money essentially states that 90 percent of the people make 10 percent of the money and 10 percent…

  • Are you choosing financial security over freedom?

    Are you choosing financial security over freedom?

    Getting our priorities right is crucial if we are to make progress. We make decisions based on our priorities and what we really want. If we lack clarity in this area, we face internal conflicts which prevent us from moving forward, since we are not really clear on what the direction is.

  • High-risk loans: low scores are not the end of the road

    High-risk loans: low scores are not the end of the road

    By Katie Johnson We’ve all seen the adverts online and on TV saying that credit scores are no problem. And we all know that this isn’t exactly true as well.

  • What is your risk tolerance?

    What is your risk tolerance?

    My stockbroker told me some decades ago that I was risk-averse; I only bought blue chip stocks. Over the years, I have come to realize that the statement was true. Being risk averse can be a double-edged sword. While it protects you from taking unnecessary risks, on one hand, it can handcuff you to your…

  • Moving from financial independence to financial freedom

    Moving from financial independence to financial freedom

    Achieving financial independence is the goal of many. With many folks thanking God, it’s Friday and dreading Mondays, achieving financial independence is seen as a ticket to freedom. It could be the freedom to quit your job and do your own thing Freedom to change to a lower-paying job doing what you really love Freedom…