Category: Articles
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How to invest in FGN Savings Bond
The FGN Savings Bond was introduced into the market March 7, 2017 as a result of market restructuring. This saw the upward review of the minimum subscription for treasury bills and bonds in the primary market from N10,000 to N50Millon. This means investors having difficulty coming up with the minimum subscription of N50Million can only…
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Are you spending for growth or maintenance?
One of the sad things I have come to realize is how we hold our future hostage by the actions we take today. One of the ways we do that is through how we spend money. It is said that someone can have a glimpse of your future from the company you keep, the books…
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How to invest in treasury bills with low funds 2
In part 1 of this article, we discussed ways one can invest in treasury bills with low funds arising from the new minimum requirement of N50Million to participate in the primary market. I received many questions from readers and will share some for the benefit of other readers.
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Learning from past mistakes
George Benson sang the lines ‘if I knew back then, what I know now‘ and ‘But hindsight is 20/20 vision‘ from the hit song 20/20. Learning through hindsight is an expensive way to learn. However, if you have already paid the school fees, why not learn the lessons once and for all rather than repeat…
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Invest in what you know
One interesting characteristic of humans is the tendency to complicate simple things. One place this often plays is in the area of investing. You have to invest in what you know. There is a perception that investing is difficult, so to play to that script, we make it complicated. Your objective is very simple –…
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What’s love got to do with it?
It is the season of love. Valentine’s Day is here, a day many remember they still have loved ones. Love is a very popular topic, the subject of most songs and Nollywood movies. Love makes the world go round. We are in love with love but when it comes to making important decisions, we leave…
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Are you working for money?
Money alone cannot win success. Focusing only on money is like playing tennis while watching the scoreboard and not the ball. Money is a reward for playing the game well; it is not the game – Robert Holden (author, Success Intelligence) Focusing on money is a trap many of us fall into as employees or…
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Are you a marketer?
Most people would be offended if someone approached them to ask such a question. We tend to look down on marketers. It conjures a picture of someone with an ill-fitting suit knocking on your door so that he can sell you something in order to feed his family that night. We think marketers are overworked…
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How creative are you?
As the year 2016 gradually draws to a close, many will come face to face with unmet goals. Many will set more ‘realistic’ goals next year by lowering the bar. There is hardly anything like an unrealistic goal. Many have achieved what you are trying to achieve and more. What is unrealistic is your thinking…
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Avoid scams, do your research first
The holiday season is here and scammers want a piece of the action too. Many of them are working overtime, looking for folks who do not do research before they take action. With the economy down, many are willing to believe anything that resembles their hoped-for financial breakthrough. Some have fallen into the hands of…