Financial Literacy for Everyday People
Fixed-income investments are a crucial part of a solid financial foundation. Fixed-income investments are virtually risk-free (if you are dealing with a solid institution) and your returns are guaranteed. However, there are rate risks involved, i.e. upon maturity of your investment, the rates may change and sometimes downwards. If you … Read More
Now let’s assume someone could not get his or her act together while in the University and all opportunities to accumulate seed capital no matter how minute has been frittered away. What about the National Youth Service Corps (NYSC)? All youth Corpers have two sources of income during the service … Read More
Every job seeker I come across tells me starting his or her own business is not an option because of lack of money to start. Most employees give themselves the excuse that lack of start of capital is the reason they cannot turn their hobby into a business. Both seem … Read More
Treasury bills are one of the money market instruments or vehicles an investor can use to generate fixed-interest income. Nigeria Treasury Bills (NTBs) are short-term debt instruments issued by the Federal Government through the Central Bank of Nigeria (CBN) to finance short-term expenditures. They are by nature, the most liquid … Read More
By Abiodun Doherty
If you desire to buy a property in Nigeria, you need to understand how to access home loans. Although the basic criteria are the same, there are slight variations based on whether or not you are resident in Nigeria, and whether or not you are an employee … Read More
By Abiodun Doherty
Nigeria is the most populous nation in Africa and has the largest economy in West Africa. According to the World Bank, Nigeria’s housing deficit stands at over 12 million. That means the country needs approximately 720, 000 housing units yearly based on an assumption of a dwelling … Read More
Following the news nowadays can get quite depressing. It seems what qualifies as newsworthy is news of the disaster variety. They come in different shapes and forms – job losses, corruption in high and low places, economic downturns, terrorist attacks, you name it. As the business climate seems to get … Read More
I was gathering quotes for my upcoming book and stumbled on lots of lovely quotes on investing by Warren Buffet. One interesting thing about these quotes is that if you really think about it, they are common sense. The sad reality is that when we are trying to invest our … Read More
The average investor invests for capital gain. This is the easiest thing to do. You do not have to analyze the investment, do due diligence, and determine if the investment will generate a net positive cash flow. All you are depending on is market sentiment. You are banking on the … Read More
1. What are the aims and objectives of the NHF Act No. 3 of 1992?
a) To facilitate the mobilization of funds for the provision of houses for Nigerians at affordable prices
b) To ensure a constant supply of loans to Nigerians for the purpose of … Read More
