Category: Investment Tips
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Investment is a team sport
One of the biggest issues with conventional schools is the tendency to groom individual stars. Students are graded based on their ability to perform individually. If you collaborate in the exam hall, you are penalized. The closest to teamwork I have ever experienced in school was in my final year in a design course which…
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Infographic: 31 Stock Market terms for better investing
Investing in the stock market seems very risky to many. Some shy away or for those that go in, make decisions based on market sentiments, but most people have no stock broker training and end up making the wrong choices for their investment. The risk is in you knowing what you are doing. The more you…
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Investment is a team sport
One of the biggest issues with conventional schools is the tendency to groom individual stars. Students are graded based on their ability to perform individually. If you collaborate in the exam hall, you are penalized. The closest to teamwork I have ever experienced in school was in my final year in a design course which…
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When is the best time to invest?
Every educated investor has an entry and exit strategy. She determines upfront when to go in and when to exit. When you have a clear plan, it is easy to become focused rather than be swayed by emotions and sentiments. You don’t make up your mind in the thick of the action. You do that…
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How to manage rate risks in fixed-income investments
Fixed-income investments are a crucial part of a solid financial foundation. Fixed-income investments are virtually risk-free (if you are dealing with a solid institution) and your returns are guaranteed. However, there are rate risks involved, i.e. upon maturity of your investment, the rates may change and sometimes downwards. If you have no other source of…
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The Myth about Lack of Start-up Capital – 2
Now let’s assume someone could not get his or her act together while in the University and all opportunities to accumulate seed capital no matter how minute has been frittered away. What about the National Youth Service Corps (NYSC)? All youth Corpers have two sources of income during the service year – from their employers…
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The Myth about Lack of Start-up Capital
Every job seeker I come across tells me starting his or her own business is not an option because of lack of money to start. Most employees give themselves the excuse that lack of start of capital is the reason they cannot turn their hobby into a business. Both seem justified why their lives are…
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Financial Security: Investing in Treasury Bills
Treasury bills are one of the money market instruments or vehicles an investor can use to generate fixed-interest income. Nigeria Treasury Bills (NTBs) are short-term debt instruments issued by the Federal Government through the Central Bank of Nigeria (CBN) to finance short-term expenditures. They are by nature, the most liquid money market securities and, are…
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Mortgage Financing in Nigeria – 2
By Abiodun Doherty If you desire to buy a property in Nigeria, you need to understand how to access home loans. Although the basic criteria are the same, there are slight variations based on whether or not you are resident in Nigeria, and whether or not you are an employee or a self-employed person. I…
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Mortgage Financing in Nigeria
By Abiodun Doherty Nigeria is the most populous nation in Africa and has the largest economy in West Africa. According to the World Bank, Nigeria’s housing deficit stands at over 12 million. That means the country needs approximately 720, 000 housing units yearly based on an assumption of a dwelling unit a year per 1,000…