Financial Literacy for Everyday People
Home, as they say, is where the heart is. Making a housing decision is often an emotional one. You need the agreement of all stakeholders to proceed, if you want to dwell in peace in your now home. Whatever you decide, you need to be able to afford it.
That … Read More
When inflation rises, every naira (or dollar) you hold buys less. Your money loses purchasing power over time—and if you’re only saving without investing, you’re likely falling behind. This is why strategic investing during inflation isn’t just smart—it’s essential.
But not all investments are created equal during inflationary periods. Some … Read More
Buying a house is a significant milestone for many individuals and families. It’s a decision that involves careful consideration and financial preparedness. While owning a home can offer stability and a sense of pride, it’s important to assess your readiness before taking the plunge into homeownership. In this article, we … Read More
The internet and social media have made supposedly high returns investment schemes go viral pretty quickly. Folks are looking for outlets to invest in, especially with the recent crash of money market rates and the downturn in the economy occasioned by the covid-19 pandemic.
A lot of dubious companies ride … Read More
One of the biggest issues with conventional schools is the tendency to groom individual stars. Students are graded based on their ability to perform individually. If you collaborate in the exam hall, you are penalized. The closest to teamwork I have ever experienced in school was in my final year … Read More
Investing in the stock market seems very risky to many. Some shy away or for those that go in, make decisions based on market sentiments, but most people have no stock broker training and end up making the wrong choices for their investment. The risk is in you knowing … Read More
The minimum investment in Nigerian treasury bills has been increased from ten thousand naira only (N10,000) to Fifty Million naira only (N50Million) with effect from March 6, 2017. I have received enquiries about what the average investor with less than N50Million is supposed to do in this scenario. Many see … Read More
One of the biggest issues with conventional schools is the tendency to groom individual stars. Students are graded based on their ability to perform individually. If you collaborate in the exam hall, you are penalized. The closest to teamwork I have ever experienced in school was in my final year … Read More
Most people believe that real estate investment is a no-brainer. You can make money with your eyes closed. Anything called real estate will always appreciate in value. All you need to do is simply buy and forget, and you are in business. I often come across folks who argue that … Read More
Every educated investor has an entry and exit strategy. She determines upfront when to go in and when to exit. When you have a clear plan, it is easy to become focused rather than be swayed by emotions and sentiments. You don’t make up your mind in the thick of … Read More
