Financial Literacy for Everyday People
The global financial meltdown is here to stay, at least for now. Its impact varies across national boundaries. There is a common consensus across the globe: it was triggered by greed. Now fear has taken over the landscape.
The fact of the matter is that recession comes and goes in … Read More
In part I, I tried to establish three basic principles;
Firstly, your wages/salary is not your profit, but your seed capital. That is the capital you are looking for right there. If you do not develop this mentality, rather than save, you will literally blow it away. You send your … Read More
If you look close enough, you will see that every God-given dream is beyond you, it has something to do with others. It is not about you. We are to touch the lives of others, and not live for ourselves.
A teacher teaches not herself, but others. A writer entertains … Read More
It is natural to despise small beginnings, especially if your dream is big, or you have climbed high up the corporate ladder and starting small looks like you are going no where fast.
I get asked, “I earn so little, I can only save so much, how can I save … Read More
If you have labored, acquired assets, and built an estate, it does not make sense to leave it to the government, cultural idiosyncrasies, or feuding siblings to take care of. The best person to sort out your estate is you. You do that by making a will.
Call your lawyer … Read More
An average Nigerian believes that God is watching over him, hence he has no need for insurance. Loss of any kind always happens to another person, but never to you. Time has shown that bad things indeed do happen to good people.
You have to ensure your assets to ensure … Read More
By Les Brown
Whatever dream you decide to go after, whether it is a family or a career goal, you must consciously decide that it is your life’s mission. Benjamin Disraeli said, “The secret of success is constancy to purpose.” You must go … Read More
Before the advent of the current economic meltdown, frugality seemed to be a dirty word consigned to the world of personal financial planning. Easy credit meant folks were living on tomorrow’s earnings. Tomorrow will take care of itself. The snag is, tomorrow came calling earlier than planned. With the credit … Read More
Consider five folks, a random sample from a motivational and inspirational seminar by an established master in the field. Let’s call them participants A, B, C, D, and E. They all walk away with goose pimples and a determination to create the world so vividly … Read More
A life without goals is an aimless life. Much like a football match without goalposts. How do you know where you are heading? How do you know when you have arrived? You need to set clear measurable goals with timelines. We stumble when we set over-ambitious goals. Obviously, we have … Read More
