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Author: Usiere Uko

Usiere Uko is a business & finance coach, speaker and author of and columnists. He is the author of several books on personal finance and writes for Punch AM Business, Daily Trust SME Business, Leadership & Lifestyle and Today’s Lifeline magazines.
Quit your job before you get fired
Financial Independence

Quit your job before you get fired

Every job has an expiry date. No job lasts forever. Common sense demands you should be ready to be on your tenure (which is not under your control) expires. That means you should be ready to go before you are asked to go.

I am not suggesting you quit your … Read More

Usiere UkoJuly 29, 2019April 17, 2023
Control your expenses, control your financial your future
Financial Independence

Control your expenses, control your financial your future

We are all fascinated about the future. Many consult prophets to have a sneak peek at the future. You don’t need a prophet to see your financial future. You have enough data to do that by yourself. Just look at the way you spend money, how you control your expenses.… Read More

Usiere UkoJune 19, 2019April 17, 2023
The lessons from being broke
Personal Finance

The lessons from being broke

Being broke is not something to be desired. It is embarrassing to be broke, more so when it becomes to others around us, especially if we package ourselves as being affluent. We have all experienced being broke one time or the other. Stumbling upon a five hundred or one thousand … Read More

Usiere UkoMay 28, 2019April 17, 2023
More money will not solve your money problems
Personal Finance

More money will not solve your money problems

When faced with financial challenges, the first thing we tend to do is look for where to get more money. It is like looking for Paracetamol the moment you feel a headache. It will relieve the pain temporarily, but if you don’t address the underlying cause of the headache, you … Read More

Usiere UkoMay 1, 2019April 17, 2023
The high cost of financial anxiety
Personal Finance

The high cost of financial anxiety

Financial anxiety is an avoidable load we often carry around. It can take over your waking hours and even invade your dreams. Worry is mental malpractice. You are expending mental energy over a situation you have no control over. The more you worry, the bigger the problem seems which feeds … Read More

Usiere UkoApril 25, 2019April 17, 2023
Material success and the arrival syndrome
Personal Finance

Material success and the arrival syndrome

I often hear the term ‘the guy has arrived!’, he has hammered, his money has come etc. The code word for he has made it or succeeded financially. That happens when you buy a car, move into your house, upgrade your wardrobe or gadgets, start travelling or grow a pot … Read More

Usiere UkoApril 18, 2019May 9, 2023
Do you need a car?
Personal Finance

Do you need a car?

For most individuals and families, their biggest expenditure is buying a personal car or building a private house rather than investments. The moment a young person gets a job and rents an apartment, the next target is to buy a car. Those who get married start a family without a … Read More

Usiere UkoApril 9, 2019April 17, 2023
Money is not for spending
Articles

Money is not for spending

Many folks have the mindset that money is for spending. Consequently, the only thing they know how to do when it comes to money is to spend it. Hence they spend their way into financial bondage, living perpetually under financial pressure and being forced to work for money.… Read More

Usiere UkoMarch 19, 2019April 17, 2023
You cannot solve everyone’s financial problems
Financial Independence

You cannot solve everyone’s financial problems

If you are kind-hearted, chances are you are carrying around a burden of guilt thinking you are supposed to solve the financial problems of everyone around you. If you are the most well-to-do in your family, you feel you have to say ‘yes’ to every demand for money from family … Read More

Usiere UkoMarch 1, 2019April 17, 2023
What to do if you fall behind on your taxes
Financial Independence

What to do if you fall behind on your taxes

By Mindy Laughton

Taxes can be a very difficult time of the year. Your business taxes can be more complex to file than your personal income taxes. Unfortunately, there are several circumstances throughout the year that can cause you to be late filing your taxes or not filing at all. … Read More

Usiere UkoJanuary 19, 2019April 17, 2023

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