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Author: Usiere Uko

Usiere Uko is a business & finance coach, speaker and author of and columnists. He is the author of several books on personal finance and writes for Punch AM Business, Daily Trust SME Business, Leadership & Lifestyle and Today’s Lifeline magazines.
Proven and Budget-Friendly Ideas to Improve Your Small Business
Entrepreneurship

Proven and Budget-Friendly Ideas to Improve Your Small Business

Make 2020 the best year yet for your small business with our seven tips to improve sales volume, focus your marketing efforts, find new sources of revenue, and build even stronger relationships with your existing customers.

In this article, we’ll cover:

  • Measure Your Marketing
  • Upgrade Your Sales Funnel
  • Boost Your
… Read More
Usiere UkoFebruary 20, 2020April 20, 2023
Preparing your Teens to make the best financial decisions
Financial Independence

Preparing your Teens to make the best financial decisions

If I had been asked what it meant to be financially responsible years ago, I would have thrown up my hands in discouragement. Growing up in a family where the discussion of money was the white elephant in the room.

I never realized how much or how little we had. … Read More

Usiere UkoFebruary 13, 2020May 9, 2023
Are you ready for the next decade?
Financial Independence

Are you ready for the next decade?

The decade 2010 – 2019 makes its way into the history books, ushering in the year 2020, which marks the beginning of a new decade that will come to be known as the Twenties. Ten years have come and gone, almost in the twinkling of an eye. The year 2020… Read More
Usiere UkoJanuary 1, 2020May 9, 2023
Your Ultimate New Year Resolution
Motivation and Inspiration

Your Ultimate New Year Resolution

It is that time of year again. Everyone is armed with New Year Resolutions, for those that do resolutions, and New Year Goals for the rest of us that do goals. Whatever name you chose to call yours, we all need to make progress, and that comes through positive change.… Read More

Usiere UkoDecember 26, 2019April 17, 2023
Christmas Shopping Blues: Money Saving Tips
Personal Finance

Christmas Shopping Blues: Money Saving Tips

Christmas shopping is in full swing, and for many, a season to loosen the belt of financial discipline and spend deeper into debt. Like food, eat now and worry about the extra fat later. … Read More

Usiere UkoDecember 10, 2019April 17, 2023
3 Tips on how not to Overpay for a Car Repair
Savings

3 Tips on how not to Overpay for a Car Repair

Cars break down. That is a fact that most car aficionados find hard to digest. What they find even
harder though is paying for the expensive repairs, especially when they start coming thick and fast.
Here are three tips that will help you not to spend a fortune on your … Read More

Usiere UkoNovember 30, 2019April 24, 2023
How to identify and avoid financial scams and bubbles
Financial Independence

How to identify and avoid financial scams and bubbles

One of Webster’s online dictionary definitions of a bubble is ‘a thin film of liquid inflated with air or gas’. You see a solid and attractive round object, you reach for it and by the time you get your hands around it, the bubble bursts. There is nothing inside … Read More

Usiere UkoOctober 18, 2019May 9, 2023
What happens to your loved ones when you’re gone?
Financial Independence

What happens to your loved ones when you’re gone?

We seem to think death only happens to other people or other families. I felt so too until about two decades ago. In 16 years, I lost both my parents and a sibling. It finally dawned on me that I was not so special, I too will leave this planet … Read More

Usiere UkoSeptember 16, 2019May 9, 2023
How Treasury Bills upfront interest works
Q & A

How Treasury Bills upfront interest works

Question: Please can you explain what Treasury Bills upfront interest is and how it works?

Upfront interest is the interest paid at the commencement of the investment, rather than at maturity as is usually the case.

In Nigeria, interest in Treasury Bill’s investment is paid upfront by the broker. … Read More

Usiere UkoAugust 7, 2019April 17, 2023
How are lower tenor Treasury Bills interest calculated?
Q & A

How are lower tenor Treasury Bills interest calculated?

Question: I don’t know how the interest calculations work for lower tenor treasury bills. For example, if I invest N1,000,000 in treasury bills for 91 days, how is the interest calculated. … Read More

Usiere UkoAugust 1, 2019April 17, 2023

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