Financial Literacy for Everyday People
When it comes to trading, most new (and even some experienced) traders focus only on wins vs. losses. But here’s a critical truth:
You could be losing money without losing trades—just by overpaying in hidden fees.
These hidden costs add up slowly and silently, eating into your profit margins until … Read More
Home, as they say, is where the heart is. Making a housing decision is often an emotional one. You need the agreement of all stakeholders to proceed, if you want to dwell in peace in your now home. Whatever you decide, you need to be able to afford it.
That … Read More
If you’re a trader—whether in forex, commodities, indices, or crypto—you already know that every pip counts. But what many traders overlook is how much they’re paying in trading fees. Over time, those fees quietly eat into your profits, even if you’re winning more trades than you lose.… Read More
When inflation rises, every naira (or dollar) you hold buys less. Your money loses purchasing power over time—and if you’re only saving without investing, you’re likely falling behind. This is why strategic investing during inflation isn’t just smart—it’s essential.
But not all investments are created equal during inflationary periods. Some … Read More
In the previous article, we explored why saving and investing are critical, regardless of the economic cycle or inflation rate. This brings to mind a friend who lost tens of millions of naira in the stock market during the 2007 financial meltdown. He vowed never to invest again, choosing instead … Read More
Inflation has become an existential threat to many families’ finances. As prices climb, making ends meet becomes an even greater challenge. When the costs of food, transport, utilities, housing, and healthcare rise rapidly, it’s natural to wonder: Does saving money during high inflation still make sense? Or are we better … Read More
High inflation is here to stay—for how long, no one knows—and its impact is being felt worldwide, toppling governments and messing up personal finances. What used to work before may no longer work, and managing money to stay ahead of inflation has become an increasingly difficult challenge.
Perspectives on Spending … Read More
Life has a way of surprising us, and sometimes, that surprise comes in the form of unexpected income. Whether it’s a bonus at work, a tax refund, an inheritance, or a monetary gift, knowing how to handle unexpected windfalls is essential for your financial well-being. In this article, we’ll explore … Read More
Credit cards have become an essential tool in modern-day financial management. Beyond the convenience of making purchases, credit cards offer a plethora of perks and protections that often go unnoticed or underutilized. Are you taking full advantage of what your credit card has to offer?
In this article, we’ll explore … Read More
In a world where credit scores wield significant influence over financial opportunities, it’s natural to question whether they should hold the reins to our money-related decisions. Should we allow our credit scores to determine what we do with our hard-earned funds?
This article delves into this thought-provoking question, exploring the … Read More
