A look back at 2013


As the year 2013 takes the last bend into the history books, looking back, it was very interesting ride. It was a year of ups and downs, including losing a close friend. As with every year, it was a mixed bag, but overall, I am thankful that I ended strong, much further down the road than I was in January. I gained more clarity on what it is I want to do with the rest of my life and finally took decisions in areas I was torn between two opinions.

Whatever way your year may have turned out, there are valuable lessons to learn along the way, lessons that will stand you in good stead in years to come. You may have made some dumb decisions like we all do, but there is nothing to gain by beating yourself up. If we commit to learning the lessons, each episode leaves us stronger and wiser, better equipped to make better decisions in future.

Financial freedom and independence is not about money, but freedom to be yourself, and in the process give others permission to be themselves. Lack of financial management skills leads to bondage, the bondage of financial anxiety and working for money. When money is the reason you do what you do, you are not a free man no matter which country you live. It takes away your voice and disconnects you from purpose. You become a spectator in the panorama of life rather than the player you were born to be.

I am eternally grateful for all the lives I have touched and the lives that touched mine this year. I am encouraged to do more and become me more. I know that our best days are ahead of us if we commit to the upward spiral of personal growth and development and to never stop learning and growing till we achieve our utmost potential.

I no longer look at the passing year in terms of gains and losses, targets hit and missed but how far I have come in becoming who I can be. I want to thank you so very much for being there, even when I went offline for unexplained reasons. Your future is predictable if you stay true to your dreams and correct principles. It is only a matter of time.

As we say goodbye to 2013, we are stepping up on higher ground. Wishing you a fantastic new year 2014.

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Usiere Uko is a personal finance coach, writer speaker and author of Practical Steps to Financial Freedom and Independence.
He also writes for Punch AM Business, Leadership & Lifestyle and Today’s Lifeline magazines.
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