Turning Financial Setbacks into Stepping Stones

We all make financial mistakes. They are often quite painful. More often than not, we get to part with our hard earned money. Someone we trusted collected money from us and did not deliver the goods, or delivered inferior goods. Somebody borrows and does not pay back. A business deal goes sour due to bad [...]

Merry Christmas! Joy to the World

This is wishing you a very Merry Christmas and a fulfilling 2012. Christmas is a season of goodwill. A season when foes bury the hatchet, often temporarily but hopefully, permanently. I remember a Christmas story I read about the 1st World War. German and English soldiers faced each other across trenches, pelting each other with [...]

The Six Freedoms

Financial freedom means different things to different people. One major reason for this difference is our stage in life. Maslow’s hierarchy of (human) needs can be condensed into five groupings: 1) Physiological (survival) – air, food, water, clothing, shelter, sleep etc 2) Safety – security, employment, property, health, family etc 3) Love/Belonging – friendship, family, [...]

Getting Ready For 2011

2011 is here finally. This year means different things to different people. For us in Nigeria, it is a make or break year as we seek to make our votes count. A whole generation of Nigerians will be voting for the first time. After years of complaining, it is time to arise to our civic [...]

So Long, 2010

The year 2010 is finally taking its place in history, and has been different strokes for different folks. It has been a tough year for many, who are glad to see it go. How the year turns out, to a large extent depends on how well we prepared for it. Your slogan for the year [...]

Merry Christmas! – Joy to the World and Goodwill to Your Finances

A very Merry Christmas to all my visitors, subscribers, followers, passers by etc who have made the relaunch of this blog such an exciting and worthwhile experience. I pray and trust that you have been as excited and inspired anytime you visited this blog this year, as I have been writing it. This blog has [...]

Happy Thanksgiving! A Wonderful World

Today is Thanksgiving day in the US. In the spirit of diversity, I want to press the pause button on the pursuit of financial freedom, and give thanks, although I do not live in the US and have no plans of doing so anytime soon. Life is beautiful, and there is so much to be [...]

Multiple Streams of Income

For most workers, the salary from their regular job is the only source of income or cash inflow. Their life revolves around their job. If their salary gets delayed for whatever reason by a few days, their finances is in crises mode, at the risk of financial melt down. They live pay cheque to pay [...]

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