Category Archives: Jobs

Are you a job applicant?


You have just finished your NYSC (or has passed out for a while now) and are combing job sites online armed with your CV. If you get asked what you do, you reply ‘I am a job applicant’. All you do is apply for jobs and wait to get invited for an interview. You cannot move forward from where you are until one if the companies invite you. In effect, they determine your next move, which may include which town you live (depending on where the job is).

Your stepping stone job


Having a job is not a necessarily a bad thing. Your job can and should be your stepping stone to where you want to go. That is a stepping stone job – a stepping stone to your dream job, based on your goals or end game. Before seeking a job, it is crucial you need to know where you are going. With the destination in mind, you can seek a job that will takes you closer to where you are going. Consequently, the key reason for taking a job should be what you will learn on the job, the experience you will gain and the seed capital you can set aside.

Financial Freedom For Employees: Between the Devil and a Hard Place


This is not the best of times for employees worldwide. Folks are losing jobs in records numbers and unemployment figures are climbing to all time highs. Back here in Nigeria, Access Bank is in the news for throwing 1,500 Intercontinental Bank staff into the job market as a result of the successful acquisition of the bank in what some see as controversial circumstances. It is bad news to those affected but good news to shareholders of Access Bank. Different strokes for different folks. That is not the whole picture. Those that remain have been offered the devil’s alternative – forfeit your gratuity and start afresh or accept your gratuity and go.

Why Not Hire Yourself?

Our school system is configured to produce employees. Majority of graduates from Universities and Colleges are out looking for vanishing jobs. As the economies of the ‘developed’ nations contract leading to a global economic recession, unemployment numbers are going sky high, triggering alarm bells across the globe. A growing army of unemployed youth is an accident waiting to happen. World financial centers are being hit by ‘occupy’ protests and blames are being traded in different opinion exchanges. Expecting to get a job after school is an idea that went with the industrial age. An army of employees meant for the industrial age have found themselves stranded in the information age. To make matters worse, fear has made older employees to cling to jobs longer, denying younger ones opportunity to gain a foothold in the job ladder.

The information age is the age of the entrepreneur. We have gone back full circle to when each family owned a business. The snag is that very few are aware of this shift. Most are still chasing vanishing jobs, holding unto the illusion of job security. As bigger companies continue to merge and downsize, small and medium sized companies are going to play bigger roles in creating jobs. The world is in dire need of entrepreneurs, not employees. The universities are throwing an ever increasing number of graduates into the job market. Too many people who should be creating jobs are job hunting. With more companies merging, CEO and management positions in big companies are becoming fewer. Permanent positions are becoming fewer as the drive for lower cost makes outsourcing a more attractive option. The surest way job security, getting to the top and achieving your dreams is to own your own business.

The Reality of Your Job

I received this by email, not sure who the author is, thought I should share. It harps on issues I have discussed extensively on this blog about remaining in control of your financial future rather than be at the mercy of your employer and bosses. It is a reality check

As the year draws to an end, and we get ready for the ritual of new year goals and resolution, make a quality decision to have an option. If you lose your job today, what next?


One day you will lose your job! Either by choice or by force! One day you will have to go away from that place you have been going and coming from for however long it has taken you. In life, everything has a start and an end, there is a day to be born and a day to die, a day to begin and a day to end. Those who live the highest quality of life are those who live today with an eye on their end. The greatest liberation any human can ever experience is when his/her fears don’t hold him/her back. The same way that dying makes living exciting, the same way the thought of the day we’ll lose our jobs, should make you spend the time you currently have wisely!

I have heard of GMs, SMs, Ds who lived in big houses, drove the flashiest cars end up as high-class beggars and mere social and political commentators. Why? Because while they were on their jobs, they thought erroneously that it would last forever. They did not know that the end was nearer than far. While they carried buckets, they considered the act of stooping to build pipes too low for them. Some of them left their jobs with huge bank balances, but the entrepreneurial way, which has no respect for years of experience dealt them a knock out in the early rounds of their ventures. Some of them were thieves, what they got was stolen and it went the way of stolen funds. The words I write to you today, will stand firm as judgment for your future, if you ever live less than what you were created to do! When your life can be summarized by a routine that does not have a date of escape, you are like the children of Israel who kept on cycling round a mountain instead of making progress. Stop hiding incompetence or inability to add value behind a company logo. Start exposing yourself and getting yourself set for when you will lose your job. Mark my words, the first showers of the great storms is all that we have seen, many who are comfortable today will beg tomorrow. Many who are not developing skills today will be slaves tomorrow, and many who have ill gotten money today will be needy tomorrow. The storm is coming, let who is wise join the company of Noah in the Ark of deliverance that is being built and let the fools scorn and laugh. He who laughs last, laughs best. A few days ago, I dug into a few past articles I had written on this blog. The popular ones, and the not so popular ones.

1. Do not Steal!
Whatever money you make by fraudulence, by taking what does not belong to you, by playing on your employers intelligence will not last, no matter what you use it to do. Some people refute this perspective and say they can use the stolen funds to buy assets, build houses, invest in shares or other companies, if you care to know the truth, every activity you participate in is seed for your tomorrow and a harvest of your past. Ill gotten wealth is like a caterpillar, it looks like all it can do is crawl until it develops into a butterfly and flies. Be honourable, better a broke employee living within his/her means than a successful, wealthy employee with questionable resources. Life has it’s way of bringing the harvest – with loss, death, calamities etc If you have stolen before or are currently stealing, don’t just repent, go and make it right.

2. Get a life!
If most of your friends are in your office, you are being sucked into the maze. Don’t get yourself stuck with the same people you work with for the best hours of your life. Go prospecting for friends that are different from you, go for some clearly better than you, don’t have friends by accident, don’t be chosen, choose. Experts say you should watch the people you hang out with most, your life will end plus or minus 10% of their life! Financially and otherwise, your life gravitates to a region slightly below or above the life’s of your friends. It’s not how much you have in your account that always counts, it’s who you have access to that matters more.

3. Have Options!
Many people are slaves to their employment and their bosses, not because it’s so enjoyable but because they do not have options. They have a few other things they are doing but they are not sure of any of them. Their existence as corporate biggies makes majority only look for deals that are already big. Unknown to many, if you start big, when the storms of life hit you hard and take you down, you will need to beg to start big, but if you start small, you can always start all over again! Get options, be willing to start with nothing, be willing to start small. Don’t disqualify anything small today true, but if it all will stop when you lose your job, you are gambling with your future. Stop, think, ask questions. Venture, dare, take risks. You will lose some and you will win some. If you are willing to lose long enough, you will win long enough. There are people not as bright as you, not as opportune as you doing more with their lives, look outside the window of your office, once in a while.

4. Learn!
Invest in knowledge. Empty your pocket to fill your head, and your head will fill your pocket. Learn like knowledge is running out of fashion. Read books, watch interesting history, attend seminars organized by people who have seen things different from you, learn from experience, others and yours, get a mentor. Do whatever you need to do within ethical boundaries, but by all means learn! Empty bags can’t stand tall, empty heads can’t be confident. Wisdom, which is the application of accumulated knowledge, makes a man’s face to shine. Your confidence level is an indication of the stuff that you have. If whatever you are doing doesn’t give you an opportunity to learn, run! Take your life off the flames!

5. Give Exceptionally.
I have found out in life, that those who have the propensity to give the most, get wealth the most. The universe is set up by God based on principles, and the principles cannot be broken. If you give, you will reap it somewhere in your future. If you don’t faint in doing good, you will be rewarded! Don’t wait until you are stinking rich before you begin to give scholarships, sponsor students, take care of orphans or contribute to worthy courses. Start now, before you lose your job! What you will regret in this life is not how much you should have gotten, but how much value you could have added, how much a difference you could have made, and what else you could have done! Don’t work like a moron – going and coming and going and coming without leaving a lasting impact on your world. Give yourself and give of yourself!

The Myth of Job Security


The rampaging economic crisis and the bewildering rapidity that companies are cutting jobs across all sectors is gradually laying to rest, the myth of job security. The term “mind your business” is beginning to take on a whole new meaning. Rather than a warning to meddlesome interlopers to redirect their verbal energies from gossip to activities more wholesome, it is gradually conforming to Rich Dad’s understanding of the term. To start your business and nurture it to the point where you can fire your boss and bid your day job goodbye.