Financial Security: Investing in Treasury Bills

Treasury bills is one of the money market instruments or vehicle an investor can use to generate fixed interest income. Nigeria Treasury Bills (NTBs) are short term debt instruments issued by the Federal Government through the Central Bank of Nigeria (CBN) to finance short term expenditure. They are by nature, the most liquid money market [...]

Mortgage Financing in Nigeria – 2

By Abiodun Doherty If you desire to buy a property in Nigeria, you need to understand how to access home loans. Although the basic criteria are the same, there are slight variations based on whether or not you are resident in Nigeria, and whether or not you are an employee or a self-employed person. I [...]

Mortgage Financing in Nigeria

By Abiodun Doherty Nigeria is the most populous nation in Africa and has the largest economy in West Africa. According to the World Bank, Nigeria’s housing deficit stands at over 12 million. That means the country needs approximately 720, 000 housing units yearly based on an assumption of a dwelling unit a year per 1,000 [...]

Achieving Financial Freedom in Times of Financial Turbulence

Following the news nowadays can get quite depressing. It seems what qualifies as news worthy is news of the disaster variety. They come in different shapes and forms – job losses, corruption in high and low places, economic downturn, terrorist attacks, you name it. As the business climate seems to get more hostile, we tend [...]

Warren Buffett’s Quotes on Investing

I was gathering quotes for my upcoming book and stumbled on lots of lovely quotes on investing by Warren Buffet. One interesting thing about these quotes is that if you really think about it, they are common sense. The sad reality is that when we are trying to invest our money, the quest for high [...]

The Golden Opportunity

It is easy to see the appeal of being able to make money from your own home. It allows you to save on the costs of having to travel to work, as well as allowing you the convenience of all your home comforts. The question is, what is the best way to go about making [...]

Investment Basics: Capital Gain Versus Cash Flow

The average investor invests for capital gain. This is the easiest thing to do. You do not have to analyze the investment, do due diligence and determine if the investment will generate a net positive cash flow. All you are depending on is market sentiment. You are banking on the price going up. If it [...]

When Debtors Win

The subject of debt elicits different reactions from different folks. The issue of debt has to be placed in the right context. There are two kinds of debt – good debt and bad debt. Good debt makes you rich. Bad debts make you poor. If you have a clear understanding of what good debts and [...]

Become an Enlightened Investor in 2011

Investing is not rocket science. Anybody can become an experienced investor if one is willing to pay the price. Whatever path you have chosen for yourself, someone has gone before you. There is more than sufficient body of knowledge in any area of business or investment you want to venture into. You want to have [...]

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