How to Make Money on the Internet

Based on popular demand, I am revisiting the topic – How to make money online. I have had to hold free seminars for friends on this subject. Since I have no immediate plans going on the road with seminars on this topic, however lucrative it seems, I have decide to share the information online, and [...]

Good Debt and Bad Debt

Get out of debt is a standard advice. However there are two types debt, good debt and bad debt. If you know the difference, you will find out that getting out of debt can be a bad advice within context. You will soon find out why Good debt makes you rich while bad debt makes [...]

Ten Ways of Getting Rich

Discussing money makes a lot of people uncomfortable, and the idea of getting rich makes one seem worldly or greedy. Some believe they would rather stay poor. Working for money seems to be nobler than having money work for you. There are ten common ways of getting rich, maybe more. I am not passing judgment [...]

The Six Freedoms

Financial freedom means different things to different people. One major reason for this difference is our stage in life. Maslow’s hierarchy of (human) needs can be condensed into five groupings: 1) Physiological (survival) – air, food, water, clothing, shelter, sleep etc 2) Safety – security, employment, property, health, family etc 3) Love/Belonging – friendship, family, [...]

You Can Put the Blame on Me

I hope I don’t get into trouble one of these days picking lines from lyrics of popular songs for a title for some of my blog posts. Again, as old school with respect to music, I am not a fan of Akon although I admire his following his dream and making a spectacular success of [...]

Giving Up to Soon

We have all been there at one time or the other. Whatever we are working on or doing was not bringing the desired result at the expected time. We drop it and walk away to go do something else. Sometimes the plan was not to walk away, maybe just to take a break and come [...]

Dare to Fail

Nobody likes to fail. Most of us are afraid of failure. The fear of failure has killed many a dream before it saw the light of day. Rather than try and fail, we prefer not to try at all. We would rather succeed at nothing than fail at something. The reality is that we have [...]

The More You Watch TV, The More You Spend

Studies on consumption patterns have shown that the more you watch TV, the more you spend. Actually, this is common sense. You tend to become what you expose yourself constantly to. That is why the friends you keep can say something about who you are. Most sitcoms, soaps and movies portray life as a bed [...]

Work to Learn Rather Than Work to Earn

Most of us were brought up to work to earn. A university or college degree was regarded as a meal ticket. The dream of every young graduate was to get first class or second class upper degree, so as to get a good secure job with benefits in the oil industry (later banks and telecoms), [...]

What’s Love Got To Do With It?

I am not a big fan of Tina Turner although I find her story inspiring and I love the sound of her music. This post is not about the track “What’s love got to do with it”. It has something to do with what love’s got to do with making money or attaining financial freedom. [...]

The Difference Between Job and Work

To most people, job and work are one and the same. Both are often used interchangeably. This leads to a lot of confusion, leading many to believe that financial freedom means firing your boss and starting a business or sailing around the world. Both words seem to mean the same thing, as they can often [...]

Measuring Your Financial IQ

Your financial intelligence determines your return on investment. There is a direct relationship between financial intelligence and return on investment. Two people can enter the same market at the same time with the same amount of money. After a year or two, both will have different outcomes in terms of cash flow and capital gain. [...]