So Long, 2010

The year 2010 is finally taking its place in history, and has been different strokes for different folks. It has been a tough year for many, who are glad to see it go. How the year turns out, to a large extent depends on how well we prepared for it. Your slogan for the year [...]

How to Maintain Focus on a Daily Basis

To boost your productivity, focus and accomplish tasks that will give you the greatest reward, you need to adopt the Pareto principle, focus on 20% of tasks that will yield 80% of your desired result. This is the place of highest return on effort applied. To do that, you need to focus on tasks that [...]

Your Ultimate New Year Resolution

It is that time of year again. Everyone is armed with New Year Resolutions, for those that do resolutions, and Year 2011 Goals for the rest of us that do goals. Whatever name you chose to call yours, we all need to make progress, and that comes through positive change. One of the mistakes most [...]

Become an Enlightened Investor in 2011

Investing is not rocket science. Anybody can become an experienced investor if one is willing to pay the price. Whatever path you have chosen for yourself, someone has gone before you. There is more than sufficient body of knowledge in any area of business or investment you want to venture into. You want to have [...]

Making Your Goals Happen in 2011

Christmas has come and gone, 2010 is negotiating the last turn as it fades into history. It is time to look ahead with the benefit of hindsight. Forward looking folks do not need to wait for the chime on midnight December 31st to usher in 2011. They have already stepped into 2011, hitting the ground [...]

Did You Get the Right Gift?

Merry Christmas! once again. I hope the day went the way you had dreamed (and spent). Today is Boxing Day, traditionally the day we open gifts. That is no longer the case. We are no longer that patient. Unwrapping gifts is the first thing we do before we greet each other Merry Christmas in some [...]

Merry Christmas! – Joy to the World and Goodwill to Your Finances

A very Merry Christmas to all my visitors, subscribers, followers, passers by etc who have made the relaunch of this blog such an exciting and worthwhile experience. I pray and trust that you have been as excited and inspired anytime you visited this blog this year, as I have been writing it. This blog has [...]

Become Debt Free in 2011

Being in debt is not a good place to be. Psychologists maintain that debts cause anxiety, lowers performance and induces low self esteem. You may look rich, talk rich, walk rich but deep down inside, you know you are anything but rich. Being in debt simply means spending tomorrow’s money today. Debt mortgages your financial [...]

Holiday Shopping, Look Before You Leap

The craze to celebrate Christmas and end of year season in a big way has given rise to more sharp practices by some unscrupulous traders and shop owners to con unsuspecting shoppers of their hard earned money. One of the key reasons for buyers regret or remorse this season is not getting what you paid [...]

About Buyers Remorse and Financial New Year Resolutions

Oops!, you did it again. You bought first before thinking through. You get home with your shopping bags with an uneasy feeling you goofed. A lot of thoughts are running through your mind. Are there better models or alternatives in the market? Did you get it at the right price or you can get it [...]

Cash Flow for Everyday People

Cash flow is the life blood of every economy, both corporate and personal. Cash flow is the core of corporate and personal finance. Cash flow is to finances what blood is to the body. Cash flow is an indication of the financial health, it tells whether you are getting ahead financial, rooted at the same [...]

Christmas Shopping Blues: Money Saving Tips

Christmas shopping is in full swing, and for many, a season to loosen the belt of financial discipline and spend deeper into debt. Like food, eat now and worry about the extra fat later. There are a lot of sites online offering money saving tips that are worth considering while implementing your budget. The ultimate [...]

Millionaire Makeovers: Why Formulas Don’t Work

Inherent in all of us is the potential to be the best that we can be, and in the process become rich. Whether each of us is willing to pay the price for greatness is another issue entirely. Sadly, very few ever will. Narrow is the way, and few are they that are willing to [...]

Prospering in Times of Global Financial Meltdown

I have often wondered where all the money went in this era of global financial meltdown? Is it that some extra terrestrials zoomed in from outer space to spirit the money away, or did the cash turn to ash in bank vaults worldwide or the gold bullions melted and evaporated or the money is cooling [...]

Achieving Your Goals: The Missing Link

As we come to end of the year, it is natural to take stock and plan for next year. Deep inside every one of us is the yearning for progress, progress towards our goals and dreams, whatever it may be. A lot of us are battle weary, from countless hopes betrayed, targets unmet from goals [...]

Financial Freedom: One Day at A Time

Attaining any goal, including financial freedom involves much more than setting a goal and having a plan. To make it happen, you need to make progress on a daily basis. You need to generate and sustain momentum in the direction of your goal. You need to develop a habit in alignment with your goal. This [...]

Joy to the World and Goodwill to All Businesses

It is that time of year again. Holiday Season, Yuletide…Christmas in the air. Nostalgia, goose pimples, the biggest shopping season of the year. A season most business move from being in the red to black, heralded by Black Friday (the biggest shopping day of the year). It is a feel good season, a time you [...]

The One Minute Millionaire Makeover

The wide gulf that exists between the world of millionaires and the middle class can be narrowed down to financial habits played out in the minute that matters the most. A minute seems insignificant, but makes a lifetime of a difference. Attention to detail, making minor adjustments and taking care of the small stuff amounts [...]