Image Affluence

What do people see when they look at you? What image are you trying to portray? A lot of folks negotiate themselves into a financial cul-de-sac by trying to look affluent (image affluence). We want to belong to the clique and club of the happening crowd. To truly belong, you need to drive the right [...]

Turning Cash to Thrash – 1

Turning cash to thrash is a skill we are born with. At the root is the desire for instant gratification. We browse the shelves in a shopping mall, admiring the gleaming array of merchandise, see the one we really like (budget or no budget, list or no list), and then BOOM! – it lands in [...]

What is Your Money Reflex?

What is your first reaction the moment money gets into your hands? Do you channel the money into your future or spend it all on the present? What is your first impulse, your reflex when it comes to money? The secret to where your money has gone all these years (what you did with your [...]

Where Did Your Ideas Go?

Hundreds, maybe thousands of thoughts and ideas float through our minds every blessed day. Once in a while, these are breakthrough ideas, that if followed through will make us stupendously rich. While we are aware of some of them, others get drowned out by the noise of every day living. We differ on how we [...]

The Secret to Achieving Your Goals and Dreams

We often set our annual goals under the flush of an inspirational new year sermon we just heard on defining how we want our year to turn out, our year of … We unearth our long abandoned desires, brush them up and bingo, we have our goals for the year. It takes more than desire [...]

Mid Year Review: How Are Your Goals Looking?

The year is breasting the half way mark and it is about time to pause and take stock on the journey so far. New Year resolutions have earned a bad reputation due to high failure rates. To make one feel better, some folks have changed the terminology to Annual Goals. Whatever appellation it goes with, [...]

Who Took My Money?

If you are a salary earner or contractor, have you ever wondered where all the money you have earned all these, years, say the the past ten years went? Coming closer home, have you ever wondered where the salary you just collected a few days ago disappeared to? You are not alone. People say money [...]

What is Your Risk Tolerance?

Risk tolerance is a measure of your ability to handle or embrace risk. In the world of investing, as in other areas of endeavor, the higher the risk, the higher the return. However, you have to determine what level of risk you can handle. Your risk tolerance is a factor your age, temperament, financial literacy, [...]