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Multiple Streams of Income

For most workers, the salary from their regular job is the only source of income or cash inflow. Their life revolves around their job. If their salary gets delayed for whatever reason by a few days, their finances is in crises mode, at the risk of financial melt down. They live pay cheque to pay [...]

Nigerian Stock Market: Is it Time to Return?

Folks that vowed never to return to the Nigerian Stock market seem to be having a rethink. With money market rates heading for the bottom, and the Nigerian Stock market now returning to the top league globally in terms of returns (with a spectacular 33% gain January 2010 to date), folks want to know if [...]

Where Do I Put My Money?

The need for financial education is greater now than ever before, as opportunities to put your money somewhere and get good returns become more limited. The banking sector reforms has led to a crash in deposit rates, as banks no longer need to source for funds at high interest rates, to patch holes in their [...]

Requirements To Get A Home Mortgage Loan in Nigeria

If you want to buy a home for yourself in Nigeria, you can take advantage of mortgage loan. You can get this loan from different lenders, with different loan terms and conditions. Prior to going to a lender, you can find out how much mortgage you can afford, by using online home mortgage calculator. What [...]

Spending to Impress – My Vacation is More Expensive Than Yours

Vacation is a time set aside for rest and recreation, a time to relax and relieve stress. For most middle class Nigerians, it is a time to travel abroad, shop till you drop, and return home with excess luggage, more tired than when they set out. The “big boys” travel to the US, UK, Europe [...]