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Giving Back to Society

If you look close enough, you will see that every God given dream is beyond you, it has something to do with others. It is not about you. We are to touch the lives of others, and not live for ourselves. A teacher teaches not herself, but others. A writer entertains and inspires others, a [...]

Financial Freedom: Despise Not the Days of Small Beginnings

It is natural to despise small beginnings, especially if your dream is big, or you have climbed high up the corporate ladder and starting small looks like you are going no where fast.

I get asked, “I earn so little, I can only save so much, how can I save enough to start my business?” Most people I have come across have the same answer for why they are yet to start whatever they want to do… start-up capital. I am not by any stretch of imagination discounting the need for start-up capital. You need money to start, sure. However, you need brainpower much more than financial muscle. If you have an excellent business plan and blue print, you can attract the required start up capital. That is not what this article is about.

Prepare Your Will and Legal Estate

If you have labored, acquired assets and built an estate, it does not make sense to leave it to the government, cultural idiosyncrasies or feuding siblings to take care of. The best person to sort out your estate is you. You do that by making a will. Call your attorney or get one, and put [...]

Insure Your Assets

An average Nigerian believes that God is watching over him, hence he has no need of insurance. Loss of any kind always happens to another person, but never you. Time has shown that bad things indeed do happen to good people. You have to insure your assets to ensure continuity of your journey to freedom. [...]

Focusing and Acting On Your Dream

By Les Brown Whatever dream you decide to go after, whether it is a family, or a career goal, you must consciously decide that it is your life’s mission. Benjamin Disraeli said, “The secret of success is constancy to purpose.” You must go at it obsessively and set high standards for yourself along the way. [...]

Frugality Is Back

Before the advent of the current economic meltdown, frugality seemed to be a dirty word consigned to the world of personal financial planning. Easy credit meant folks were living on tomorrows earnings. Tomorrow will take care of itself. The snag is, tomorrow came calling earlier than planned. With the credit crunch and banks calling in [...]