Setting clear financial goals

One main reason many have challenges making smart financial choices is due to lack of clear financial goals. Without clear financial goals, it is almost impossible to save and invest consistently, you More »

What should I invest in?

Nigeria is currently passing through a financial storm. Financial storms are normal occurrences. They come and go. The reason it seems to be a big deal is that we were caught unprepared. More »

Cut your costs: try these 3 tips

By Kevin Fullerton Do you ever lie down, put your head on your pillow and wonder what it would be like to be a millionaire? More »

Is your money safe from identity thieves?

It is holiday season again and the children are home. We tend to spend more while at the same time get more exposed to risks as the children browse and download all More »

Should you borrow from yourself?

This may sound like a silly question. It is your money after all. You can do whatever you please with it. And that is exactly what we do – we become the More »

 
clear financial goals

Setting clear financial goals

One main reason many have challenges making smart financial choices is due to lack of clear financial goals. Without clear financial goals, it is almost impossible to save and invest consistently, you will always find excuses not to. If there is no strong enough reason why, it is very difficult to maintain any course of action long enough to witness desired results in virtually any field of human endeavour.

start-business

Before you venture into that business

Anytime the subject of multiple sources of income comes up, one of the frequently questions I get is what business to go into to generate income or monthly cash flow. Business is not something you jump in head first, looking at where others seem to be making money and try to get a piece of the action.

where-to-invest

What should I invest in?

Nigeria is currently passing through a financial storm. Financial storms are normal occurrences. They come and go. The reason it seems to be a big deal is that we were caught unprepared.

financial Security

Financial Security has many aspects

By Sushil Kumar

Financial security has proved elusive for many American citizens in recent years.

Cut your costs

Cut your costs: try these 3 tips

By Kevin Fullerton

Do you ever lie down, put your head on your pillow and wonder what it would be like to be a millionaire?

identity-thieves

Is your money safe from identity thieves?

It is holiday season again and the children are home. We tend to spend more while at the same time get more exposed to risks as the children browse and download all manner of stuff on the family computer.

Employee claims

Employee Claims: Don’t let employers gouge your finances

By Kevin Fullerton

Your employer could be the most caring person in the world. They might enter your workplace walking on a bed of rose petals with a halo over their head, but one fact will always remain – profit will always take precedence over the value of employees.

A money dealer counts the Nigerian naira on a machine in his office in the commercial capital of Lagos, January 13, 2009.   REUTERS/Akintunde Akinleye

Should you borrow from yourself?

This may sound like a silly question. It is your money after all. You can do whatever you please with it. And that is exactly what we do – we become the bank. Without any experience in lending, we start dishing out loans, to ourselves, friends and family etc.

looking for is not lost

What you are looking for is not lost

We often look outside for answers anytime we face challenges. We have this inherent belief that we cannot come up with the answers by ourselves. This belief derives from the fact that as creatures of habit, we hardly think intentionally. We do what we have always done, and when it does not seem to work, we try harder.

delay gratification

Can you delay gratification?

Your ability to delay gratification determines the amount of control you have over your finances and many other areas of your life. Seeing and responding to what lies right in front of us comes naturally.