One main reason many have challenges making smart financial choices is due to lack of clear financial goals. Without clear financial goals, it is almost impossible to save and invest consistently, you will always find excuses not to. If there is no strong enough reason why, it is very difficult to maintain any course of action long enough to witness desired results in virtually any field of human endeavour.
Anytime the subject of multiple sources of income comes up, one of the frequently questions I get is what business to go into to generate income or monthly cash flow. Business is not something you jump in head first, looking at where others seem to be making money and try to get a piece of the action.
Nigeria is currently passing through a financial storm. Financial storms are normal occurrences. They come and go. The reason it seems to be a big deal is that we were caught unprepared.
By Sushil Kumar
Financial security has proved elusive for many American citizens in recent years.
By Kevin Fullerton
Do you ever lie down, put your head on your pillow and wonder what it would be like to be a millionaire?
It is holiday season again and the children are home. We tend to spend more while at the same time get more exposed to risks as the children browse and download all manner of stuff on the family computer.
By Kevin Fullerton
Your employer could be the most caring person in the world. They might enter your workplace walking on a bed of rose petals with a halo over their head, but one fact will always remain – profit will always take precedence over the value of employees.
This may sound like a silly question. It is your money after all. You can do whatever you please with it. And that is exactly what we do – we become the bank. Without any experience in lending, we start dishing out loans, to ourselves, friends and family etc.
We often look outside for answers anytime we face challenges. We have this inherent belief that we cannot come up with the answers by ourselves. This belief derives from the fact that as creatures of habit, we hardly think intentionally. We do what we have always done, and when it does not seem to work, we try harder.