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What is your financial comfort zone?

Posted on | March 13, 2014 | No Comments

financial-comfort-zoneEveryone has a financial comfort zone, that place we are used to and always find our where back wherever we go. Anytime we venture out, we always tend to find our way back to our financial comfort zone. Look at your wallet for example. What is the typical state of your wallet? Is it almost always empty, filled with paper receipts, bank cards and complimentary cards? Read more

Tips to Pay for College

Posted on | March 10, 2014 | 1 Comment

Tips to Pay for CollegeBy Brooke Chaplan

Attending college is a dream that you have always had, and perhaps many of your family members have this wish for you as well. College is a wonderful experience, but it does come with a rather large price tag. For the savings-minded youngster, these tips to pay for college can help you pay for your university experience. Read more

Overcoming lack mentality 2

Posted on | January 15, 2014 | 1 Comment

FrugalityLack mentality keeps one immobilized from taking the actions we need to move away from lack to abundance. When you have a lack mentality, you believe there is not enough to go round, so you always look out for yourself. The first thing that comes to mind is ‘what is in it for me?’ We believe the pie is fixed and if we are to get more, someone else have to make do with less – a zero sum game. Hence we focus more on getting than giving. We cling to what we have rather than focus on what we can give. We become go-getters rather than go-givers. Read more

Overcoming the lack mentality

Posted on | January 13, 2014 | 2 Comments

lack mentalityOur mentality, the way we think habitually has a more profound impact on our everyday lives than we seem to realize. It is natural to blame everyone else for our current situation in life but ourselves. We tend to believe that some one out there is holding back our progress – from our boss, family situation, economic situation, extended family, mother in law, you name it. Sometimes we blame it on our skin color, sex or the tribe we come from. Someone out there is holding back on what is due to us. Read more

Is job security your financial security?

Posted on | January 10, 2014 | No Comments

job-securityOne interesting thing about humans is that we hope when we ought to plan. We look at life through rose tinted glasses and assume that nothing can happen to our jobs. It will always be there. Job loss is something that happens to other people. There is something special about us. We don’t need financial security – we have job security. Read more

What is your financial goal for 2014?

Posted on | January 8, 2014 | No Comments

credits: 2014 is here and naturally we want to have a better year than last year. Hoping things will turn out better is not good enough, or the attitude of ‘lets see how it goes’. You have to be intentional about it and make it happen by changing your money habits. Until you change, nothings changes. What you are experiencing today is a creation of your past actions. If you have been doing things a particular way for so long, you tend to believe that is the only way. There is another way, a better way to go about it. Read more

A look back at 2013

Posted on | December 30, 2013 | 1 Comment

2013As the year 2013 takes the last bend into the history books, looking back, it was very interesting ride. It was a year of ups and downs, including losing a close friend. As with every year, it was a mixed bag, but overall, I am thankful that I ended strong, much further down the road than I was in January. I gained more clarity on what it is I want to do with the rest of my life and finally took decisions in areas I was torn between two opinions. Read more

What is your money back guarantee?

Posted on | December 9, 2013 | No Comments

money-back-guaranteeMost products now come with a money back guarantee, at least where you have strong consumer protection laws. If you are not satisfied, you can return it for a full refund, no questions asked. There is another way to look at the money back guarantee, one that has to do with the progress you are making towards financial independence or lack thereof. When money leaves your hands, does it come back? Read more

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